Save £100-150 Per Year on Fuel
UK drivers are missing out on hundreds of pounds in free rewards. By using the right loyalty cards, you can save money every time you fill up — with zero effort beyond scanning an app.
14
Major Schemes
FREE
To Join
£200+
Max Annual Savings
1p
Best Value/Litre
Quick Guide: Which Card is Best?
🏆
Best Value Per Litre:
Texaco Star Rewards (1p per litre)
🛒
Best for Supermarket Shoppers:
Nectar (Sainsbury's + Esso) or Clubcard (Tesco + Esso)
🎁
Best Extra Perks:
Shell Go+ (10% off food, drinks, car wash)
✈️
Best for Air Miles:
BPme Rewards (converts to Avios)
⛽
Cheapest Base Fuel Price:
Costco Membership (8-15p/litre cheaper)
🛣️
Best for Motorway Drivers:
Applegreen Rewards (Applegreen + Welcome Break sites)
🇮🇪
Best for NI/Ireland Drivers:
Circle K Extra (up to 3p off per litre)
All UK Fuel Loyalty Cards Compared
Shell Go+
Visit-based rewardsEarn Rate
Points on fuel + in-store purchases
How It Works
Earn points on every purchase. Every 10 qualifying visits (min £10 fuel or £2 shop) unlocks a fuel discount reward.
Key Benefits
- £2.50 bonus points when you join
- Points on fuel and in-store products
- Fuel discounts every 10 visits
- 10% off deli by Shell, car wash & engine oils
Est. Annual Saving
£20-35
Best for: Regular Shell customers who buy fuel AND shop items
BPme Rewards
Points-basedEarn Rate
1 point per litre (2 for Ultimate fuel) + 1 point per £1 in shop
How It Works
Collect points with every fuel purchase and in-store spend. Points never expire while account is active.
Key Benefits
- 500 bonus points (£2.50) on sign-up
- 1 point per litre of regular fuel
- 2 points per litre of BP Ultimate fuel
- 1 point per £1 spent in BP shop
Est. Annual Saving
£13-20
Best for: Frequent BP visitors who want flexibility in redemption
Esso Nectar
Points-based (Nectar)Earn Rate
1 Nectar point per litre of fuel
How It Works
Scan your Nectar card when fuelling at Esso. Points combine with all your other Nectar earnings from Sainsbury's, Argos, eBay etc.
Key Benefits
- 1 Nectar point per litre of fuel
- Part of UK's largest loyalty network
- Combine with Sainsbury's shopping points
- Bonus point offers via Esso app
Est. Annual Saving
£22-30
Best for: Sainsbury's shoppers who want to combine fuel and grocery rewards
Tesco Clubcard
Points-basedEarn Rate
1 point per £2 spent on fuel
How It Works
Scan your Clubcard when paying for fuel at Tesco petrol stations. Points can also be earned at Esso stations with Tesco Express (1 point per £3).
Key Benefits
- 1 Clubcard point per £2 on fuel
- Also works at Esso Tesco Express sites
- Redeem points for fuel purchases
- Triple value with Clubcard Partners
Est. Annual Saving
£15-45 (up to £45 using Partners)
Best for: Tesco shoppers who want maximum value through Partner deals
Sainsbury's Nectar
Points-based (Nectar)Earn Rate
1 Nectar point per litre of fuel
How It Works
Scan your Nectar card at Sainsbury's petrol stations to collect points. Combine with your grocery shopping rewards.
Key Benefits
- 1 Nectar point per litre of fuel
- Same card works at Esso too
- Personalised bonus offers via app
- Double Up events for 2x points
Est. Annual Saving
£22-30
Best for: Regular Sainsbury's shoppers combining fuel and grocery rewards
Morrisons More
Points-basedEarn Rate
5 More points per litre of fuel
How It Works
Scan your More Card at Morrisons petrol stations. Collect 5,000 points to receive a £5 "Morrisons Fiver" voucher automatically.
Key Benefits
- 5 points per litre of fuel
- 5 points per product in-store
- More Card exclusive prices
- Personalised offers and coupons
Est. Annual Saving
£13-26
Best for: Morrisons shoppers who fill up while doing their weekly shop
Texaco Star Rewards
Points-basedEarn Rate
1 point per litre (worth 1p each)
How It Works
Earn 1 point per litre of fuel purchased. Each point is worth 1p - the highest value per point of any UK fuel scheme.
Key Benefits
- 1 point per litre = 1p value
- Highest value points of any scheme
- 200 bonus points on sign-up
- Double points on first 3 fill-ups
Est. Annual Saving
£26-35
Best for: Anyone near a Texaco - offers best value per litre reward
ASDA Rewards
Cashpot-basedEarn Rate
Build your Cashpot with fuel purchases
How It Works
Scan the ASDA Rewards app at the pump to add to your Cashpot. Promotional offers periodically boost your fuel rewards.
Key Benefits
- Build Cashpot savings on fuel
- Promotional fuel offers available
- Combine with in-store Cashpot earning
- Instant voucher redemption
Est. Annual Saving
£10-20 (plus low base prices)
Best for: ASDA shoppers - low base fuel prices plus rewards
Applegreen Rewards
App-based clubsEarn Rate
1 point per litre of fuel + 4 points per £1 in-store
How It Works
Download the app and scan at the till when you pay. Earn points on fuel and in-store purchases, plus automatic enrolment in Coffee and Car Wash Clubs.
Key Benefits
- 1 point per litre of fuel
- 4 points per £1 spent in-store
- Buy 9 coffees, get 10th free
- Buy 4 car washes, get 5th free
Est. Annual Saving
£10-20
Best for: Motorway drivers who use Applegreen or Welcome Break services
Circle K Extra
Tiered spend-basedEarn Rate
1-3p off per litre based on tier level
How It Works
Scan your app QR code when buying fuel. Your spending over the previous 3 months determines your tier: Level 1 (1p off), Level 2 (2p off), or Level 3 (3p off per litre).
Key Benefits
- Up to 3p off per litre at Level 3
- Tiered rewards that grow with spend
- Every 7th hot or cold drink free
- Every 7th sandwich/wrap/roll free
Est. Annual Saving
£15-35 (depends on tier)
Best for: Regular drivers in Northern Ireland or Ireland near Circle K stations
Co-op Membership
Membership-basedEarn Rate
2p per £1 on Co-op branded products (not fuel)
How It Works
Swipe your Co-op Membership card or app in-store to earn rewards on Co-op branded products and unlock member prices. Note: rewards are not earned on fuel purchases directly.
Key Benefits
- Member prices and exclusive deals
- Personalised offers via app
- 2p per £1 on Co-op branded products
- Supports local community causes
Est. Annual Saving
£5-15 (in-store savings, not fuel-specific)
Best for: Co-op shoppers who buy groceries when filling up at Co-op forecourts
Costco Membership
Membership requiredEarn Rate
No points — significantly cheaper base fuel prices
How It Works
Costco membership (from £33.60/year) gives access to their fuel stations, which typically sell petrol and diesel 8-15p per litre cheaper than average. Scan your membership card at the pump.
Key Benefits
- Typically 8-15p per litre cheaper
- Premium diesel at regular fuel prices
- Kirkland Signature fuel with engine-cleaning additives
- 19 fuel stations across the UK
Est. Annual Saving
£100-200+ (via cheaper base price)
Best for: High-mileage drivers near a Costco who want the biggest fuel savings
SPAR Rewards
Discount & voucher-basedEarn Rate
Member prices + stamp cards + exclusive vouchers
How It Works
Download the SPAR Rewards app and scan when shopping at participating SPAR stores. Unlock member-only prices, bundle deals, and earn loyalty stamps towards free products.
Key Benefits
- Exclusive member-only prices
- Bundle deal savings (meal deals, freezer fillers)
- Loyalty stamp cards for freebies
- Digital vouchers and personalised offers
Est. Annual Saving
£5-15 (in-store savings)
Best for: SPAR shoppers who pick up groceries at SPAR forecourt stores
Valero SaveUp Rewards
Points-basedEarn Rate
1 point per litre (worth 1p each)
How It Works
Tap your digital SaveUp card on the pin pad after fuelling at Valero stations. Earn 1 point (worth 1p) per litre — the same best-in-class rate as Texaco Star Rewards (both run by Valero).
Key Benefits
- 1 point per litre = 1p value
- Same top-tier rate as Texaco Star Rewards
- 200 bonus points on sign-up
- 5x points on first 3 fill-ups
Est. Annual Saving
£26-35
Best for: Drivers near Valero stations wanting best value per litre (same as Texaco)
Side-by-Side Comparison
| Scheme | Points Per Litre | Point Value | Value Per Litre | Min. Redemption |
|---|---|---|---|---|
| Texaco Star Rewards | 1 point | 1p | 1p | 500 points (£5) |
| Shell Go+ | Points-based | Variable | ~0.7p | 10 visits |
| Esso / Sainsbury's Nectar | 1 point | 0.5p | 0.5p | 300 points (5p/L) |
| BPme Rewards | 1 point (2 for Ultimate) | 0.5p | 0.5p | 200 points (£1) |
| Tesco Clubcard | 1 point per £2 | 1p (3p with Partners) | ~0.35p (1p with Partners) | 150 points (£1.50) |
| Morrisons More | 5 points | 0.1p | 0.5p | 5,000 points (£5) |
| ASDA Rewards | Cashpot (varies) | 1p | Variable + promos | £5 voucher |
| Valero SaveUp Rewards | 1 point | 1p | 1p | 500 points (£5) |
| Circle K Extra | N/A (discount tiers) | 1-3p off/litre | 1-3p | Instant at pump |
| Applegreen Rewards | 1 point | Variable | Variable + clubs | Via app offers |
| Costco Membership | N/A (no points) | N/A | 8-15p cheaper | £33.60/yr membership |
| Co-op Membership | N/A (no fuel points) | N/A | In-store only | Member prices |
| SPAR Rewards | N/A (no fuel points) | N/A | In-store only | Member prices |
* Values based on typical 50-litre fill-up. Actual savings depend on promotions and redemption choices.
Estimate Your Annual Savings
Enter your typical fuel usage to see how much you could save with loyalty cards.
Annual Fuel Spend
£0
Texaco Star Rewards
£0
Nectar / BP
£0
Clubcard (with Partners)
£0
💡 Pro Tip: Use multiple cards at different stations to maximise savings. Combining Nectar (Esso/Sainsbury's) + Clubcard (Tesco) + Shell Go+ could save you £0/year!
Pro Tips to Maximise Savings
1. Stack Multiple Cards
Sign up for ALL the free loyalty schemes. Use whichever one matches where you're filling up. There's no rule saying you can only have one!
2. Time Your Big Shop with Fuel
Many supermarkets run "Spend £60 in-store, get 10p off per litre" promotions. Plan your weekly shop to coincide with needing fuel.
3. Use Clubcard Partners for 3x Value
Tesco Clubcard points are worth 1p each, but convert to 3p with Clubcard Partners (RAC, restaurants, days out). This triples your fuel rewards!
4. Don't Forget In-Store Purchases
Shell Go+ and BPme give points on shop purchases too. Grabbing a coffee? Scan your card for extra points.
5. Check for Double Points Promotions
Schemes regularly run bonus point events. Nectar Double Up events and Morrisons More Month can double your earnings temporarily.
6. Company Fuel Card? You Might Double-Dip
Many company fuel cards allow you to also scan a personal loyalty card. Check with your employer - you could earn personal rewards on work fuel!
Frequently Asked Questions
Texaco Star Rewards and Valero SaveUp both offer the best points value at 1p per litre (1 point = 1p). However, Costco membership offers the biggest absolute saving at 8-15p per litre cheaper base prices. The "best" card depends on which stations are near you. Combining multiple cards (e.g., Nectar for Sainsbury's/Esso, plus Clubcard for Tesco) typically saves £100-150 per year.
Yes! Nectar points can be earned at Sainsbury's and Esso fuel stations (1 point per litre), then redeemed for 5p off per litre. Tesco Clubcard earns 1 point per £2 spent on fuel at Tesco, and also works at Esso stations with Tesco Express shops (1 point per £3).
Almost all UK fuel loyalty schemes are completely free to join. You can sign up via their apps or websites, or collect a physical card from participating stations. The one exception is Costco, which requires paid membership (from £33.60/year) — but the fuel savings typically pay for this within 2-3 fill-ups.
Absolutely! You can (and should) have cards for different fuel brands. You can only use one card per transaction, but having multiple cards means you can earn rewards wherever you fill up. This is called "stacking" and can maximise your savings.
It varies by scheme. Shell Go+ points expire if not redeemed. Nectar points last indefinitely while your account is active. Tesco Clubcard points are valid for 2 years. Morrisons More points expire after 12 months. Check each scheme's terms for details.
Yes! With minimal effort (just scanning an app or card), a typical UK driver can save £85-150 per year. The key is consistency - scan every time you fill up, and combine with promotional offers when available.
Often yes, but it depends on your company's policy and the fuel card provider. Many drivers successfully "double-dip" by scanning their personal loyalty card alongside their company fuel card. Check with your employer first.
Morrisons offers 5 points per litre (converting to £5 per 5,000 points = 0.1p/litre). Sainsbury's and Tesco both use Nectar and Clubcard respectively, offering roughly 0.5p per litre value. However, supermarkets often have the cheapest base fuel prices, so the total saving can be greater.
PetrolPrices.co.uk loyalty savings data is based on typical UK driver behaviour and live fuel pricing trends. Logos and trademarks are used for identification purposes only and remain the property of their respective owners.
Ready to Start Saving?
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