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UK Fuel Loyalty Cards

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Save £100-150 Per Year on Fuel

UK drivers are missing out on hundreds of pounds in free rewards. By using the right loyalty cards, you can save money every time you fill up — with zero effort beyond scanning an app.

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14
Major Schemes
FREE
To Join
£200+
Max Annual Savings
1p
Best Value/Litre

Quick Guide: Which Card is Best?

🏆
Best Value Per Litre:

Texaco Star Rewards (1p per litre)

🛒
Best for Supermarket Shoppers:

Nectar (Sainsbury's + Esso) or Clubcard (Tesco + Esso)

🎁
Best Extra Perks:

Shell GO+ Rewards (10% off deli, car & jet wash, oils)

✈️
Best for Air Miles:

BPme Rewards (converts to Avios)

⛽
Cheapest Base Fuel Price:

Costco Membership (8-15p/litre cheaper)

🛣️
Best for Motorway Drivers:

Applegreen Rewards (Applegreen + Welcome Break sites)

🇮🇪
Best for NI/Ireland Drivers:

Circle K Extra (up to 3p off per litre)

All UK Fuel Loyalty Cards Compared

Shell GO+ Rewards

Shell GO+ Rewards

Points-based
Earn Rate
1 point per litre regular fuel (2 points per litre V-Power)
How It Works
Scan your Shell App, card or key fob at participating Shell stations. Earn 1 point per litre of regular fuel, 2 points per litre of V-Power, and 1 point per £1 on selected in-store products at participating sites.
Key Benefits
  • £2.50 worth of points when you join and opt in to marketing
  • 1 point per litre of regular Shell fuel
  • 2 points per litre of Shell V-Power
  • 1 point per £1 on selected in-store products (participating sites)
Est. Annual Saving £20-35
Best for: Regular Shell customers who buy fuel AND shop items
Join Free
BPme Rewards

BPme Rewards

Points-based
Earn Rate
1 point per litre (2 for Ultimate fuel) + 1 point per £1 in shop
How It Works
Collect points with every fuel purchase and in-store spend. Points never expire while account is active.
Key Benefits
  • 500 bonus points (£2.50) on sign-up
  • 1 point per litre of regular fuel
  • 2 points per litre of BP Ultimate fuel
  • 1 point per £1 spent in BP shop
Est. Annual Saving £13-20
Best for: Frequent BP visitors who want flexibility in redemption
Join Free
Esso Nectar

Esso Nectar

Points-based (Nectar)
Earn Rate
1 Nectar point per litre of fuel + 2 points per £1 in shop
How It Works
Scan your Nectar card or use the Esso App when fuelling at Esso. Points combine with all your other Nectar earnings from Sainsbury's, Argos, eBay etc. Not available at Esso sites with a Tesco Express shop.
Key Benefits
  • 1 Nectar point per litre of fuel
  • 2 Nectar points per £1 in Esso shop / car wash
  • Part of UK's largest loyalty network
  • Combine with Sainsbury's shopping points
Est. Annual Saving £22-30
Best for: Sainsbury's shoppers who want to combine fuel and grocery rewards
Join Free
Tesco Clubcard

Tesco Clubcard

Points-based
Earn Rate
1 point per 2 litres of fuel
How It Works
Scan your Clubcard when paying for fuel at Tesco petrol stations. Points can also be earned at Esso stations with Tesco Express (1 point per £3).
Key Benefits
  • 1 Clubcard point per 2 litres of fuel at Tesco
  • 1 point per £3 at Esso sites with Tesco Express
  • 1 point per £1 spent in the petrol station kiosk
  • Spend vouchers on fuel at face value
Est. Annual Saving £15-30 (higher when using Reward Partners)
Best for: Tesco shoppers who want to stretch their vouchers with Reward Partners
Join Free
Sainsbury's Nectar

Sainsbury's Nectar

Points-based (Nectar)
Earn Rate
1 Nectar point per litre of fuel
How It Works
Scan your Nectar card at Sainsbury's petrol stations to collect points. Combine with your grocery shopping rewards.
Key Benefits
  • 1 Nectar point per litre of fuel at Sainsbury's
  • Same card works at Esso too (and many other partners)
  • Personalised Nectar Prices via the app
  • Double Up events for boosted redemption value
Est. Annual Saving £22-30
Best for: Regular Sainsbury's shoppers combining fuel and grocery rewards
Join Free
Morrisons More

Morrisons More

Points-based
Earn Rate
5 More points per litre of fuel
How It Works
Scan your More Card at Morrisons petrol stations. Collect 5,000 points to receive a £5 "Morrisons Fiver" voucher automatically.
Key Benefits
  • 5 points per litre of fuel
  • 5 points per product in-store
  • More Card exclusive prices
  • Personalised offers and coupons
Est. Annual Saving £13-26
Best for: Morrisons shoppers who fill up while doing their weekly shop
Join Free
Texaco Star Rewards

Texaco Star Rewards

Points-based
Earn Rate
1 point per litre (worth 1p each)
How It Works
Earn 1 point per litre of fuel purchased. Each point is worth 1p - the highest value per point of any UK fuel scheme.
Key Benefits
  • 1 point per litre = 1p value
  • Highest value points of any scheme
  • 200 bonus points on sign-up
  • Double points on first 3 fill-ups
Est. Annual Saving £26-35
Best for: Anyone near a Texaco - offers best value per litre reward
Join Free
ASDA Rewards

ASDA Rewards

Cashpot-based
Earn Rate
0.5p per litre added to Cashpot at participating stations
How It Works
Scan the ASDA Rewards app at participating Asda petrol stations to add 0.5p per litre into your Cashpot. Note: not available at many Asda Express convenience sites. Build your Cashpot further through Missions and Milestones in-store.
Key Benefits
  • 0.5p per litre into your Cashpot at participating stations
  • Combine with in-store Missions (£1-£5 per mission)
  • Promotional fuel offers (e.g. 3p off with £15 spend)
  • Pounds not points — cashback shown in £
Est. Annual Saving £10-20 (plus low base prices)
Best for: ASDA shoppers - low base fuel prices plus rewards
Join Free
Applegreen Rewards

Applegreen Rewards

App-based clubs (ROI only)
Earn Rate
No fuel points — coffee & car wash stamp clubs + in-store offers
How It Works
Download the Applegreen Rewards app and scan at participating stores. The current scheme has no fuel points — it runs on stamp-based Coffee and Car Wash Clubs plus personalised in-store offers. Important: Applegreen has confirmed the Rewards app is currently for Republic of Ireland stores only.
Key Benefits
  • Buy 9 coffees, get your 10th free
  • Buy 4 car washes, get your 5th free
  • Personalised in-store offers and rewards
  • Featured product discounts
Est. Annual Saving £5-15 (ROI users only — no UK fuel savings)
Best for: Drivers in the Republic of Ireland using Applegreen stations
Join Free
Circle K Extra

Circle K Extra

Tiered spend-based (Ireland & NI only)
Earn Rate
1-3p off per litre based on 3-month spend tier
How It Works
Scan your Circle K app at the till. Your spend over the previous 3 months sets your tier: Level 1 (1c off), Level 2 (2c off), or Level 3 (3c off per litre). Important: Circle K Extra runs in the Republic of Ireland and Northern Ireland — Circle K has no Great Britain forecourts.
Key Benefits
  • Up to 3c/p off per litre at Level 3
  • Tiered rewards that grow with your 3-month spend
  • Every 7th hot or cold drink free
  • Every 7th sandwich/wrap/roll free
Est. Annual Saving £15-35 (depends on tier)
Best for: Drivers in Republic of Ireland or Northern Ireland near Circle K stations
Join Free
Co-op Membership

Co-op Membership

Membership-based (no fuel rewards)
Earn Rate
Member Prices + weekly personalised offers (no fuel rewards)
How It Works
Pay a one-off £1 membership fee and scan your Co-op card or app at Co-op Group stores and forecourts. Unlocks Member Prices on selected products and weekly personalised app offers. Note: no rewards are earned on fuel, and the old 2% on Co-op branded products ended in January 2024.
Key Benefits
  • Member Prices on hundreds of products
  • Weekly personalised offers via the app
  • Member prices on Deliveroo, Uber and Co-op online
  • Discounts at Co-op Funeralcare, Insurance & Legal
Est. Annual Saving £5-15 (in-store savings, not fuel-specific)
Best for: Co-op shoppers who buy groceries when filling up at Co-op forecourts
Join Free
Costco Membership

Costco Membership

Membership required
Earn Rate
No points — significantly cheaper base fuel prices
How It Works
Costco Gold Star individual membership is £42/year (Trade £30, Executive £84 with 2% cashback on most spend). Members access Costco fuel stations which typically sell petrol and diesel 5-10p per litre cheaper than the UK average. Scan your membership card at the pump.
Key Benefits
  • Typically 5-10p per litre cheaper than UK average
  • Kirkland Signature fuel with engine-cleaning additives
  • 19 fuel stations across the UK (out of 29 warehouses)
  • Self-serve pay-at-pump (Chip & PIN only, no Apple/Google Pay)
Est. Annual Saving £50-200 (via cheaper base price, depends on mileage)
Best for: High-mileage drivers near a Costco who want the biggest fuel savings
Join Free
SPAR Rewards

SPAR Rewards

Discount & voucher-based (North of England trial)
Earn Rate
Member prices + stamp cards + exclusive vouchers
How It Works
Download the SPAR Rewards app and scan at participating SPAR stores. Unlock member-only prices, bundle deals, and earn loyalty stamps towards free products. Important: the SPAR Rewards app is currently a trial in the North of England only (via wholesaler James Hall). Scotland and Ireland run separate regional SPAR schemes.
Key Benefits
  • Exclusive member-only prices on essentials
  • Bundle deal savings (meal deals, freezer fillers)
  • Loyalty stamp cards for freebies
  • Digital vouchers and personalised offers
Est. Annual Saving £5-15 (in-store savings, regional availability)
Best for: SPAR shoppers in the North of England (or via regional schemes in Scotland/Ireland)
Join Free
Valero SaveUp Rewards

Valero SaveUp Rewards

Points-based
Earn Rate
1 point per litre (worth 1p each)
How It Works
Tap your digital SaveUp card on the pin pad after fuelling at Valero stations. Earn 1 point (worth 1p) per litre — the same best-in-class rate as Texaco Star Rewards (both run by Valero).
Key Benefits
  • 1 point per litre = 1p value
  • Same top-tier rate as Texaco Star Rewards
  • 200 bonus points on sign-up
  • 5x points on first 3 fill-ups
Est. Annual Saving £26-35
Best for: Drivers near Valero stations wanting best value per litre (same as Texaco)
Join Free

Side-by-Side Comparison

Scheme Points Per Litre Point Value Value Per Litre Min. Redemption
Texaco Star Rewards 1 point 1p ~1p 500 points (£5)
Shell GO+ Rewards 1 point (2 for V-Power) Variable ~0.5-1p 25 points
Esso / Sainsbury's Nectar 1 point 0.5p 0.5p 300 points (5p/L)
BPme Rewards 1 point (2 for Ultimate) 0.5p 0.5p 200 points (£1)
Tesco Clubcard 1 point per 2 litres 1p (2p with Partners) 0.5p (1p with Partners) 150 points (£1.50)
Morrisons More 5 points 0.1p 0.5p 5,000 points (£5)
ASDA Rewards N/A (Cashpot) Up to 0.5p/L into pot Up to ~0.5p + promos £1 Cashpot balance
Valero SaveUp Rewards 1 point 1p ~1p 500 points (£5)
Circle K Extra (IE/NI only) N/A (discount tiers) 1-3p off/litre 1-3p Instant at till
Applegreen Rewards 1 point Variable Variable + clubs Via app offers
Costco Membership N/A (no points) N/A 8-15p cheaper £42/yr membership
Co-op Membership N/A (no fuel points) N/A In-store only Member prices
SPAR Rewards N/A (no fuel points) N/A In-store only Member prices

* Values based on typical 50-litre fill-up. Actual savings depend on promotions and redemption choices.

Estimate Your Annual Savings

Enter your typical fuel usage to see how much you could save with loyalty cards.

Pro Tips to Maximise Savings

1. Stack Multiple Cards

Sign up for ALL the free loyalty schemes. Use whichever one matches where you're filling up. There's no rule saying you can only have one!

2. Time Your Big Shop with Fuel

Many supermarkets run "Spend £60 in-store, get 10p off per litre" promotions. Plan your weekly shop to coincide with needing fuel.

3. Use Clubcard Reward Partners for 2x Value

Tesco Clubcard points are worth 1p each, but your vouchers are worth up to 2x their face value with 100+ Reward Partners (days out, eating out, Cineworld, RAC etc.). This doubles your fuel rewards!

4. Don't Forget In-Store Purchases

Shell GO+ Rewards and BPme give points on shop purchases too. Grabbing a coffee? Scan your card for extra points.

5. Check for Double Points Promotions

Schemes regularly run bonus point events. Nectar Double Up events and Morrisons More Month can double your earnings temporarily.

6. Company Fuel Card? You Might Double-Dip

Many company fuel cards allow you to also scan a personal loyalty card. Check with your employer - you could earn personal rewards on work fuel!

Frequently Asked Questions

Texaco Star Rewards and Valero SaveUp both offer the best points value at 1p per litre (1 point = 1p). However, Costco membership offers the biggest absolute saving at 8-15p per litre cheaper base prices. The "best" card depends on which stations are near you. Combining multiple cards (e.g., Nectar for Sainsbury's/Esso, plus Clubcard for Tesco) typically saves £100-150 per year.
Yes! Nectar points can be earned at Sainsbury's and Esso fuel stations (1 point per litre), then redeemed for 5p off per litre. Tesco Clubcard earns 1 point per 2 litres of fuel at Tesco, and also works at Esso stations with Tesco Express shops (1 point per £3).
Almost all UK fuel loyalty schemes are completely free to join. You can sign up via their apps or websites, or collect a physical card from participating stations. The exceptions are Costco (Gold Star individual membership £42/year, or £30 Trade) — the fuel savings typically pay for this within a few months for regular users — and Co-op (£1 one-off lifetime membership fee).
Absolutely! You can (and should) have cards for different fuel brands. You can only use one card per transaction, but having multiple cards means you can earn rewards wherever you fill up. This is called "stacking" and can maximise your savings.
It varies by scheme. Shell GO+ Rewards points expire if not redeemed. Nectar points can expire if your account is inactive for 2 years. Tesco Clubcard points are valid for 2 years from the end of the month they were earned. Morrisons More points expire after 12 months. Check each scheme's terms for details.
Yes! With minimal effort (just scanning an app or card), a typical UK driver can save £85-150 per year. The key is consistency - scan every time you fill up, and combine with promotional offers when available.
Often yes, but it depends on your company's policy and the fuel card provider. Many drivers successfully "double-dip" by scanning their personal loyalty card alongside their company fuel card. Check with your employer first.
Morrisons offers 5 points per litre (converting to £5 per 5,000 points = 0.1p/litre). Sainsbury's and Tesco both use Nectar and Clubcard respectively, offering roughly 0.5p per litre value. However, supermarkets often have the cheapest base fuel prices, so the total saving can be greater.

PetrolPrices.co.uk loyalty savings data is based on typical UK driver behaviour and live fuel pricing trends. Logos and trademarks are used for identification purposes only and remain the property of their respective owners.

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